Terms of Use

Purpose These Terms of Use (“Terms”) govern your use of the BizCrush service (“Service”) provided by BizCrush Inc. (“Company”). These Terms define the rights, obligations, and responsibilities of the Company and Members regarding the use of the Service, including account creation, payment and subscription rules, personal information handling, service limitations, and other necessary matters.
Definitions For the purposes of these Terms:

"Service" refers to the BizCrush platform and all related features, including offline meeting recording, real-time transcription, translation, meeting summary generation, automated follow-up drafting, CRM synchronization, the News, and associated mobile and desktop applications.
“Member” means any individual or entity that registers for the Service and agrees to these Terms.
"News" means articles and related materials made available through the News Portal, which are reconstructed, translated, summarized, or otherwise adapted by AI technology from source articles licensed from third-party media partners.
“Account” means the login identity created by the Member (email + password or authorized login method).
“Profile Information” includes contact or business information voluntarily uploaded by the Member or shared using networking features such as business cards, QR codes, or invitations.
“Paid Service” refers to subscription-based or add-on features requiring payment.
“Paid Member” means a Member who has purchased a subscription or paid add-on.
“Top-Up Tokens” refer to additional tokens purchased separately to extend usage.
“Recording Time” refers to minutes during which BizCrush is actively capturing audio.

Publication and Amendment of Terms The Company shall publish these Terms, along with its name and contact information, within the Service.The Company may amend these Terms in accordance with applicable laws. Any amendments will be announced at least:Members who do not accept amended Terms may terminate their account before the amended Terms take effect. Continued use after the effective date constitutes acceptance.

7 days prior to the effective date, or
30 days in advance for changes materially affecting Member rights (payment, refunds, service limitations).

Interpretation of Terms Matters not specified herein are governed by applicable U.S. law and standard industry practice.If a provision conflicts with applicable law, the lawful provision prevails and the remainder remains valid.Where separate policies or agreements exist (e.g., Privacy Policy, Subscription Policy), those documents shall prevail if conflicts arise.
Formation of Service Contract and Eligibility A service contract (“Use Agreement”) becomes effective when: Eligibility requirements:A Paid Service contract becomes effective upon payment confirmation.
The Member agrees to these Terms and the Privacy Policy,
Registration is completed, and
The Company approves the registration.

Members must be 18 years or older.
The Company may deny or later revoke membership if:
- False information was provided
- Member previously violated the Terms
- Identity theft or unauthorized use of another’s information occurred
- Other behavior deemed inappropriate by the Company

Collection and Management of User Information Required information: Optional information:Members must maintain accurate information. Failure to provide required information may result in registration denial.

Email address
Name
Nickname
Company, job title, profile photo
Contact and networking details

Protection of Personal Information The Company handles personal information in accordance with its Privacy Policy and applicable privacy laws (e.g., CCPA, GDPR where applicable).Members are responsible for protecting their login credentials.
Member Account Responsibilities

Members must not share or transfer accounts.
Members must notify the Company of unauthorized account use.
Damages arising from Member negligence (password sharing, device loss, etc.) are the Member’s responsibility.

Notifications to Members The Company may send notices via:General service notices may be provided by posting within the Service.

In-app notifications
Email
Other reasonable electronic communication methods

Company Obligations The Company shall:

Provide the Service safely and continuously within commercially reasonable efforts
Follow applicable laws
Respond to valid Member inquiries or provide reasons for delay

Member Obligations Members must not:Members are responsible for all activity under their account.

Provide false or misleading information
Impersonate others or misuse another’s account
Infringe on intellectual property or privacy rights
Upload or transmit malicious code
Reverse engineer or attempt to gain unauthorized access
Engage in illegal, harmful, or disruptive activities
Use the Service for unauthorized commercial, political, or promotional purposes
Copy, scrape, redistribute, or commercially exploit News Content or other Service content without authorization

Service Availability & Downtime The Service is generally available 24/7, but interruptions may occur due to:Scheduled downtime will be announced when feasible.If a Paid Service must be discontinued, Members will receive refunds or alternatives.

System maintenance
Equipment failure
Network outages
Force majeure events

Service Content and Modification The Company may modify, enhance, suspend, or discontinue Service features.

Free features may change without compensation.
Material changes to Paid Services may result in refunds or alternatives.

Copyright in Member Content Members retain ownership of content they upload.By uploading, the Member grants the Company a non-exclusive, worldwide, royalty-free license to use such content solely for service operation.Separate consent will be requested for promotional or external use beyond this scope.
Management of User-Generated Content The Company may remove or restrict posts that:Removal may also occur upon request from rights holders.

Violate law
Infringe rights
Breach these Terms
Pose security risks

15.1 News Portal and AI-Reconstructed Content

The News Portal provides News Content that is reconstructed by AI technology from source articles lawfully licensed from third-party media partners. Each article indicates its original source and the fact that it has been AI-reconstructed.
News Content is provided for general informational purposes only. It may contain errors, omissions, or differences from the original article resulting from AI processing, and does not constitute professional, legal, financial, medical, or investment advice. Members should refer to the original source article for authoritative information.
Copyright in the source articles remains with the respective media partners or original authors. Copyright in the AI-reconstructed adaptations belongs to the Company or its licensors. Members may not copy, redistribute, republish, crawl, scrape, or use News Content for machine learning or AI training purposes without prior written consent.
Members are granted a limited, non-exclusive, non-transferable license to view News Content for personal, non-commercial purposes within the Service.
If a rights holder submits a legitimate request regarding News Content (e.g., correction or removal), the Company will review the request and take appropriate action. Requests may be sent to support@bizcrush.ai

Ownership of Rights All intellectual property rights relating to the Service—including software, UI, data, trademarks, and technology—belong to the Company or its licensors.Members are granted only a limited license to use the Service.
Member Termination Members may terminate their account at any time. Upon termination:

Certain data may be retained as required by law
Contact information previously shared with others may remain visible to those Members
Remaining subscription periods are not refundable unless legally required

Subscription Plans, Billing, Auto-Renewal, and Pricing Policy (This section is newly integrated to reflect BizCrush pricing.)

18.1 Plan Structure BizCrush offers:All plans provide identical feature access except for monthly recording time. All additional AI actions—including summaries, follow-up emails, translations, and Ask AI—are fully accessible across plans, limited only by each plan’s token allowance.

18.2 Auto-RenewalPaid subscriptions renew automatically unless canceled.By subscribing, Members authorize recurring charges through Apple, Google, or Stripe.

18.3 Upgrade / Downgrade

18.4 Recording Time Policy Recording Time is consumed whenever BizCrush captures audio.If a Member runs out of recording time:Non-recording features (Summaries, Follow-Up Emails, Ask AI, Batch uploads) do not consume recording time.

Free Plan
Basic Plan
Pro Plan
Future Team / Enterprise Plans
Upgrades apply immediately and generate a fresh set of recording hours.
Downgrades apply at the next billing cycle.
Recording stops automatically
The Member still receives one full transcript and summary for the recorded portionAdditional recording requires renewal or Top-Up purchase
Additional recording requires renewal or Top-Up purchase

Top-Up Tokens (Add-On Purchases) Members on Basic or Pro plans may purchase Top-Up Tokens at any time. Upgrading a plan does not remove or reset any unused Top-Up tokens; all remaining tokens remain available until the end of the billing cycle.

Price: $4.99
Amount: 400 tokens
Tokens are granted instantly upon purchase
Tokens expire at the end of the billing cycle (no rollover)
Tokens are consumed before next month’s regular allowance
Top-Ups may be used for:
- Extra real-time recording
- Additional summaries
- Additional follow-up emails
- Ask AI usage
- Batch transcription

Payment Methods Depending on the platform: Direct bank transfers or unsupported payment methods are not accepted.

Apple In-App Purchase
Google Play Billing
Stripe Web Payment (credit/debit card)

Cancellation and Refunds Refunds are issued only in the following cases: Non-refundable when: Refund allowed when: Refunds are made to the original payment method within 3 business days of approval, subject to processing timelines.Subscriptions renew automatically unless canceled before renewal.

A Member has initiated any recording
Any part of the Paid Service has been accessed
The subscription period has begun
The Member cannot use the Service due to a failure attributable solely to the Company
Required by applicable law
Duplicate or erroneous charges caused by the Company

Restrictions on Service Use The Company may:Severe violations (fraud, hacking, malicious activity) may result in termination without refund.

Issue warnings
Suspend or restrict account access
Terminate the Member’s account immediately in severe cases

Damages The Company is liable only for direct damages caused by intentional or grossly negligent misconduct.Members must compensate the Company for damages arising from their violations of these Terms.
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Limitation of Liability
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The Company is not liable for:Liability for free features is disclaimed to the maximum extent permitted by law.

Force majeure events (natural disasters, war, riots, etc.)
Device or network failures attributable to the Member
Third-party content accuracy
Losses caused by Member negligence
The accuracy, completeness, or timeliness of News Content or other AI-generated or AI-reconstructed output

Governing Law and Jurisdiction These Terms are governed by the laws of the State of Delaware.Disputes shall be resolved exclusively in the state or federal courts located in San Francisco County, California, and both parties consent to such jurisdiction.
Company Contact Information BizCrush Inc.Entity Type | Delaware C-CorporationRegistered Address | 1111b South Governors Avenue STE 28430 Dover, DE 19904, USAU.S. Operating Address | San Francisco, CaliforniaEmail | support@bizcrush.ai