Terms of Use

BizCrush Terms of Use

Version: v5 Supersedes: v4 (2026-08-18)

1. Purpose

These Terms of Use ("Terms") govern your use of the BizCrush service ("Service") provided by BizCrush Inc. ("Company"). These Terms define the rights, obligations, and responsibilities of the Company and Members regarding the use of the Service, including account creation, payment and subscription rules, personal information handling, service limitations, and other necessary matters.

2. AI-Based Service Notice

The Service operates on generative artificial intelligence. Transcription, translation, meeting summaries, action items, follow-up email drafts, text-to-speech output, and News Content are generated or adapted by artificial intelligence systems, including third-party AI services.

AI-generated output may contain errors, omissions, or inaccuracies. Members should review AI-generated output before relying on or distributing it. AI-generated output does not constitute professional, legal, financial, medical, or investment advice.

3. Definitions

For the purposes of these Terms:

"Service" refers to the BizCrush platform and all related features, including offline meeting recording, real-time transcription, translation, meeting summary generation, automated follow-up drafting, the News Portal, the KeyCrush companion application, and associated mobile and desktop applications.
"KeyCrush" means the companion application linked to the Member's BizCrush account that assists with voice input and text composition.
"Member" means any individual or entity that registers for the Service and agrees to these Terms.
"News" means articles and related materials made available through the News Portal, which are reconstructed, translated, summarized, or otherwise adapted by AI technology from source articles licensed from third-party media partners.
"Account" means the login identity created by the Member (email + password or authorized login method).
"Profile Information" includes contact or business information voluntarily uploaded by the Member or shared using meeting invitation features.
"Paid Service" refers to subscription-based or add-on features requiring payment.
"Paid Member" means a Member who has purchased a subscription or paid add-on.
"Top-Up Tokens" refer to additional tokens purchased separately to extend usage.
"Recording Time" refers to minutes during which BizCrush is actively capturing audio.

4. Publication and Amendment of Terms

The Company shall publish these Terms, along with its name and contact information, within the Service.

The Company may amend these Terms in accordance with applicable laws. Any amendments will be announced at least:

7 days prior to the effective date, or
30 days in advance for changes materially affecting Member rights (payment, refunds, service limitations).

Members who do not accept amended Terms may terminate their account before the amended Terms take effect. Continued use after the effective date constitutes acceptance.

5. Interpretation of Terms

Matters not specified herein are governed by applicable law and standard industry practice. If a provision conflicts with applicable law, the lawful provision prevails and the remainder remains valid. Where separate policies or agreements exist (e.g., Privacy Policy, Subscription Policy), those documents shall prevail if conflicts arise.

The Privacy Policy is available at bizcru.sh/en/privacy.

6. Formation of Service Contract and Eligibility

A service contract ("Use Agreement") becomes effective when:

The Member agrees to these Terms and the Privacy Policy,
Registration is completed, and
The Company approves the registration.

A Paid Service contract becomes effective upon payment confirmation.

Eligibility requirements:

Members must be 18 years or older.
The Company may deny or later revoke membership if:
- False information was provided
- The Member previously violated the Terms
- Identity theft or unauthorized use of another's information occurred
- Other behavior deemed inappropriate by the Company

If a minor enters into a Use Agreement without the consent of a legal representative, the minor or the legal representative may cancel the agreement in accordance with applicable law.

7. Collection and Management of User Information

Required information:

Email address
Name

Optional information:

Nickname
Company, job title, profile photo
Contact details

Members must maintain accurate information. Failure to provide required information may result in registration denial.

Where a Member provides the email address or other contact details of a third party in order to invite that person to a meeting, the Member is responsible for obtaining any notice or consent required under applicable law from that person.

8. Protection of Personal Information

The Company handles personal information in accordance with its Privacy Policy and applicable privacy laws. Members are responsible for protecting their login credentials.

9. Member Account Responsibilities

Members must not share or transfer accounts.
Members must notify the Company of unauthorized account use.
Damages arising from Member negligence (password sharing, device loss, etc.) are the Member's responsibility.

10. Notifications to Members

The Company may send notices via:

In-app notifications
Email
Other reasonable electronic communication methods

General service notices may be provided by posting within the Service.

11. Company Obligations

The Company shall:

Provide the Service safely and continuously within commercially reasonable efforts
Follow applicable laws
Respond to valid Member inquiries or provide reasons for delay

12. Member Obligations

Members must not:

Provide false or misleading information
Impersonate others or misuse another's account
Infringe on intellectual property or privacy rights
Upload or transmit malicious code
Reverse engineer or attempt to gain unauthorized access
Engage in illegal, harmful, or disruptive activities
Use the Service for unauthorized commercial, political, or promotional purposes
Copy, scrape, redistribute, or commercially exploit News Content or other Service content without authorization

Members are responsible for all activity under their account.

13. Member Responsibilities When Using Recording and Transcription

The recording and transcription features of the Service may require access to the microphone and system audio on the Member's device, and operate only where the Member has granted such permission.

Recording and transcription through the Service may not be automatically disclosed to meeting participants. The Member bears sole responsibility for providing all required notices and obtaining participants' consent, in accordance with applicable laws (including the Protection of Communications Secrets Act of Korea and recording and wiretapping laws of other jurisdictions), before initiating recording or transcription.

The Company strongly recommends that Members notify all meeting participants in advance and obtain their consent, regardless of whether such notice is legally required.

The Member is responsible for any legal dispute, damages, or third-party claim arising from recording without participants' consent, and shall indemnify the Company for any resulting loss.

Intercepting or eavesdropping on another person's conversation without authorization, or recording a conversation in which the Member is not a participant, is prohibited. Violation constitutes grounds for restriction of use and termination of the account.

14. Companion Application (KeyCrush)

14.1 Scope and Account

KeyCrush is a companion application used in connection with the Member's BizCrush account. These Terms apply to KeyCrush in the same manner. Matters not addressed in this Section are governed by the other provisions of these Terms.

A BizCrush account is required to use KeyCrush; KeyCrush cannot be used on a standalone basis. KeyCrush has no separate pricing plan; charges and usage allowances for KeyCrush are governed by the plan associated with the Member's BizCrush account. Termination of the Member's BizCrush account also terminates access to KeyCrush.

14.2 Speech Recognition and Data Processing

KeyCrush's speech recognition feature requires access to the microphone on the Member's device and operates only where the Member has granted such permission.

For speech recognition, microphone audio is transmitted to the Company's processing servers and to its speech recognition partner. The resulting transcription is processed and stored as dedicated meeting data linked to the Member's account.

Section 13 (Member Responsibilities When Using Recording and Transcription) applies equally to speech recognition through KeyCrush.

14.3 Data Stored on the Device

KeyCrush's vocabulary, keyword and substitution dictionaries, recent-use history, and the setting governing whether recent-use history is stored are saved on the Member's device. Recent-use history may include the actual text inserted by the Member, not merely usage counts.

Such data is not removed by logging out or deleting the account alone; it is removed by uninstalling the application or clearing the application data on the device. Members should be aware that this data may remain on the device in the event of loss or transfer of the device.

14.4 AI Training

The Company does not use audio or input collected through KeyCrush to train its speech recognition engine.

14.5 Member Responsibilities

Members must not use KeyCrush to enter or insert content that infringes the personal information, confidential information, or rights of others. Members are responsible for managing their devices and the data stored in KeyCrush.

15. Service Availability and Downtime

The Service is generally available 24/7, but interruptions may occur due to:

System maintenance
Equipment failure
Network outages
Force majeure events

Scheduled downtime will be announced when feasible. If a Paid Service must be discontinued, Members will receive refunds or alternatives.

16. Service Content and Modification

The Company may modify, enhance, suspend, or discontinue Service features.

Free features may change without compensation.
Material changes to Paid Services may result in refunds or alternatives.

17. Copyright in Member Content

Members retain ownership of content they upload. By uploading, the Member grants the Company a non-exclusive, worldwide, royalty-free license to use such content solely for service operation. Separate consent will be requested for promotional or external use beyond this scope.

18. Management of User-Generated Content

The Company may remove or restrict posts that:

Violate law
Infringe rights
Breach these Terms
Pose security risks

Removal may also occur upon request from rights holders.

19. News Portal and AI-Reconstructed Content

The News Portal provides News Content that is reconstructed by AI technology from source articles lawfully licensed from third-party media partners. Each article indicates its original source and the fact that it has been AI-reconstructed.
News Content is provided for general informational purposes only. It may contain errors, omissions, or differences from the original article resulting from AI processing, and does not constitute professional, legal, financial, medical, or investment advice. Members should refer to the original source article for authoritative information.
Copyright in the source articles remains with the respective media partners or original authors. Copyright in the AI-reconstructed adaptations belongs to the Company or its licensors. Members may not copy, redistribute, republish, crawl, scrape, or use News Content for machine learning or AI training purposes without prior written consent.
Members are granted a limited, non-exclusive, non-transferable license to view News Content for personal, non-commercial purposes within the Service.
If a rights holder submits a legitimate request regarding News Content (e.g., correction or removal), the Company will review the request and take appropriate action. Requests may be sent to support@bizcrush.ai.

20. Ownership of Rights

All intellectual property rights relating to the Service — including software, UI, data, trademarks, and technology — belong to the Company or its licensors. Members are granted only a limited license to use the Service.

21. Member Termination

Members may terminate their account at any time. Upon termination:

Certain data may be retained as required by law
Remaining subscription periods are not refundable unless legally required

22. Subscription Plans, Billing, and Auto-Renewal

22.1 Plan Structure

BizCrush offers:

Free Plan
Basic Plan
Pro Plan
Team / Enterprise Plans

All plans provide identical feature access except for monthly recording time. All additional AI actions — including summaries, follow-up emails, translations, and Ask AI — are fully accessible across plans, limited only by each plan's token allowance.

22.2 Auto-Renewal

Paid subscriptions renew automatically unless canceled. By subscribing, Members authorize recurring charges through Apple, Google, or Stripe.

Members may cancel at any time before the renewal date.

22.3 Upgrade / Downgrade

Upgrades apply immediately and generate a fresh set of recording hours.
Downgrades apply at the next billing cycle.

22.4 Recording Time Policy

Recording Time is consumed whenever BizCrush captures audio. If a Member runs out of recording time:

Recording stops automatically
The Member still receives one full transcript and summary for the recorded portion
Additional recording requires renewal or Top-Up purchase

Non-recording features (Summaries, Follow-Up Emails, Ask AI, Batch uploads) do not consume recording time.

23. Top-Up Tokens (Add-On Purchases)

Members on Basic or Pro plans may purchase Top-Up Tokens at any time.

Price: $4.99
Amount: 400 tokens
Tokens are granted instantly upon purchase
Tokens expire at the end of the billing cycle (no rollover)
Tokens are consumed before next month's regular allowance
Top-Ups may be used for: extra real-time recording, additional summaries, additional follow-up emails, Ask AI usage, and batch transcription

Upgrading a plan does not remove or reset any unused Top-Up Tokens; all remaining tokens remain available until the end of the billing cycle.

24. Payment Methods

Depending on the platform:

Apple In-App Purchase
Google Play Billing
Stripe Web Payment (credit/debit card)

Direct bank transfers or unsupported payment methods are not accepted.

25. Cancellation and Refunds

Refunds are issued only in the following cases:

Non-refundable when:

A Member has initiated any recording
Any part of the Paid Service has been accessed
The subscription period has begun

Refund allowed when:

The Member cannot use the Service due to a failure attributable solely to the Company
Required by applicable law
Duplicate or erroneous charges caused by the Company

Refunds are made to the original payment method within 3 business days of approval, subject to processing timelines. Subscriptions renew automatically unless canceled before renewal.

26. Restrictions on Service Use

The Company may:

Issue warnings
Suspend or restrict account access
Terminate the Member's account immediately in severe cases

Severe violations (fraud, hacking, malicious activity) may result in termination without refund.

27. Damages

The Company is liable only for direct damages caused by intentional or grossly negligent misconduct. Members must compensate the Company for damages arising from their violations of these Terms.

28. Limitation of Liability

The Company is not liable for:

Force majeure events (natural disasters, war, riots, etc.)
Device or network failures attributable to the Member
Third-party content accuracy
Losses caused by Member negligence
The accuracy, completeness, or timeliness of News Content or other AI-generated or AI-reconstructed output

Liability for free features is disclaimed to the maximum extent permitted by law.

Nothing in these Terms excludes or limits the Company's liability for damages caused by its intentional misconduct or gross negligence, or any other liability that cannot be excluded or limited under applicable law.

29. Governing Law and Jurisdiction

These Terms are governed by the laws of the State of Delaware. Disputes shall be resolved exclusively in the state or federal courts located in San Francisco County, California, and both parties consent to such jurisdiction.

Notwithstanding the foregoing, where the Member is a consumer residing outside the United States, nothing in this Section deprives the Member of the protection afforded by mandatory provisions of the law of the Member's country of habitual residence, and the Member may bring proceedings in the courts of that country where required by applicable law.

30. Company Contact Information

BizCrush Inc.